How does orthodontic insurance work? There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance. How does this office assist you with insurance? For your convenience, we are flexible on our payment plans and do accept payment from insurance companies. We will gladly assist you in submitting initial insurance claims pertaining to charges for care rendered in our office. However, please be aware that our primary financial relationship is with our patients or their families and not with their respective insurance companies. Financial arrangements can be made based on your estimated insurance benefit; however, any outstanding insurance claims not paid are the responsibility of the patient or the patient's family. Payments are also accepted on Visa and MasterCard. Helpful Hints Know what your benefits are before treatment starts. If you are not sure, contact your insurance company so that you know exactly how much you can expect to be paid and when to expect payment. If you would like our office to submit claims, we ask that you provide us with your group number and the name, address and telephone number of your insurance carrier. If your company requires verification of continuing treatment, or provides a form for verification of continuing treatment, we will gladly submit the appropriate information. For medical reimbursement accounts, also known as Flex Accounts, you may use a copy of your canceled check or a receipt of payment requested from our office. We are happy to help in any way we can in filing your insurance claims and handling insurance questions from our office on your behalf.	Welcome About Dr. Dormanen Meet the Team Our Office Contact Us Maps and Directions New Patient Forms Common Problems Before and After Treatment Privacy Practices Your Right to Know First Days in Braces Eating with Braces Food For Thought Home Care Orthodontic Emergencies Broken Braces - Help! You Did It! Invisalign Patient Information Insurance Scheduling Appointments Patient Cooperation Bubba Buck$ In Office Contests Sterilization FAQ Feedback Fun Stuff Final Thought Disclaimer